The greatest benefit of using a Certified Financial Planner is that they look at the overall picture of your finances and not just one area. We realize that most people have limited resources available each month. At Nobles Pound Financial Planning we help clients make the most of their money. Do you have an emergency fund? Are you paying off your debt efficiently? Do you have enough life insurance? Are you saving enough for retirement? Do you have a will, power of attorney and health care documents? We walk you through each of these scenarios to optimize your personal goals.
We generally use a three appointment process. (Identify Choices) The first appointment is data collection. (Discuss Options) The second appointment is where we present our recommendations. (Execute Decisions) At the third appointment, we answer any questions the client may have and take the necessary steps to implement their plan.
This certification identifies individuals who have met the rigorous experience and ethical requirements in the areas of financial planning, risk management, investments, tax planning and management, retirement and employee benefits, and estate planning. Requirements for certification include a minimum of 3 years of experience as well as passing a 1 ½ day comprehensive examination.
Just about everything financially related. We will need the most recent copies of your bank statements, investment statements, retirement/pension statements, social security statements and life insurance statements. We will also need to know the following about any outstanding debt: current balance, current interest rate, current payment and the term (ie: 5 yr, 30 yr) of the debt. It is also helpful to bring a copy of your will and any trust documents you have.
Yes we do. We realize that investing is not “one size fits all” but should be tailored to meet your individual needs. Before we construct a portfolio we determine the individual’s goals, risk tolerance and time horizon. This information is essential in order to build the proper portfolio to meet your personal goals.
Nobles Pound Financial Planning is primarily a fee-based financial planning firm. We charge a fee as a percentage of investments under management.
